Contact me for a free pre-qualification appointment. Let me help you buy the home of your dreams!
Do you need down payment assistance? Ask me for more information, I can help!
Looking for a 100% financing option? Ask me for more information, I can help!
Interested in as low as 3% down payment options? Ask me for more information, I can help!
My Primary Role is to HELP YOU select the Perfect Loan Strategy for you and your family. I will help you integrate that strategy into your overall financial plan, allowing you to maximize your savings, cash flow and net worth.
Simply stated, I AM HERE TO HELP YOU save money and to make this process easy and enjoyable! I will take care of your loan from start to finish, so you can get back to your life. Once you loan in completed, I will continue to manage it over time.
I specialize in the following types of loan programs:
• VA – Thank you for your service to our Country!
• Rural Housing
• Reverse Mortgages for Purchase and Refinance
• Utah Housing
• Grant Programs
• 100% Financing
• First Time Home buyers
Time to Buy?
Buying a home is one of the most expensive decisions most people make in their lifetime. The process can be both exciting and intimidating at the same time. One factor at the forefront of home purchasing is deciding the right time to buy. That decision is different for everyone and is typically based on many factors. Here are some thought provoking questions to help determine if the time is right to buy a home.
What are the benefits of home ownership?
• Tax Benefits – Homeowners may be able to deduct certain expenses (such as mortgage interest) from their taxable income. This is a powerful financial incentive for owning a home. Talk to an accountant or tax professional to learn more.
• Equity – The potential to build equity is like having a forced savings account that can be used later (through cash-out refinance or proceeds from selling)
• Personalization – You can decorate, paint, or remodel to suit your personal style
What is the status of current interest rates?
The Federal Reserve announced that interest rates would likely increase this year, but they are still at an historical low that may make homeownership more affordable. Higher rates can deter some people from purchasing a home as the rate will affect the monthly mortgage payment.
Is it a “buyers” or “sellers” market?
The market is impacted by housing inventory, consumer confidence, interest rates, and a variety of other factors that can vary depending on location. Check with a local real estate professional to determine what the housing inventory is in your area and how fast homes are selling.
Is a 20% down payment required?
Saving up for a down payment can be intimidating and is the number one obstacle when buying a home. Saving twenty percent of the sales price of a home can be a deterrent for some potential buyers, but it doesn’t have to be. There are zero to low down payment mortgage options and down payment assistance programs available. Talk to a local loan officer to learn more about these options.
While many factors influence the decision to buy a home, working through these questions can certainly help determine if the time is right to start house hunting.
Gateway Mortgage Group, Earned Top Award for Customer Service Levels. Gateway Mortgage Group, a privately held mortgage company offering origination, servicing, and correspondent lending, was recently recognized as a Call Center of Excellence by BenchmarkPortal. The Call Center of Excellence award is one of the most prestigious recognition within the customer service and support industry. - 06/02/2017 http://www.gatewayloan.com/2017/06/20/gateway-mortgage-group-earns-top-a...
Since 2012, Gateway has been recognized with more than 15 accolades as an industry leader and top employer; some examples include “50 Best Places to Work” by Mortgage Executive Magazine, “Top Workplaces” by National Mortgage Professional Magazine, “Top Mortgage Lenders” by Scotsman Guide, and “Top 100 Mortgage Companies” by Mortgage Executive Magazine. 8/24/2017 https://www.businesswire.com/news/home/20170824005806/en/Gateway-Mortgag...
Amanda is Amazing!
Earlier this year, Amanda helped my husband and I purchase a home. I was a first-time home buyer and Amanda made the purchase absolutely seamless. She walked me through every step and made the process simple. I have talked to many other people and they talked about how difficult it was to purchase a home, that they had so many issues with their lender. I never felt this. Amanda was amazing! Thank you again, Amanda!
- Kari L
Excellent Results for a Demanding Client -
Amanda is by far the best loan officer that I have worked with. She made the purchase of the home extremely streamlined. I would consider myself quite demanding and Amanda worked with my personality to both close the deal and save me money. I will definitely work with her in the near future.
- Josh Q.
Amanda is wonderful. She is patient and helps you flawlessly through the process. We used Amanda's services in 2016 when we bought our first home and again this year to refinance. Amanda is a great person and truly cares about you. I will absolutely refer her to all friends and family. - Allina R.
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