KC Mortgage LLC, #374307

Financial Services | Castle Rock, CO


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about this business

KC Mortgage LLC is a Colorado Mortgage Broker, locally owned and operated. We are fully licensed, bonded and insured with 30 years of mortgage experience.


Our website - www.kcmortgagecolorado.com is the quick and easy place to get started towards qualifying and applying for a Purchase or Refinance Home Mortgage in Colorado. We know that each customer has specific needs, so we strive to meet those needs with a wide array of services.


We are a Colorado Mortgage Broker that offers competitive mortgage rates and closing costs. The products that we offer include, FHA,VA, USDA, Conventional, Fannie Mae Homepath,Jumbo, Reverse mortgages, 203k streamlines and First Time Homebuyers.


We will work with you on an individual basis on the purchase ofa new home or refinancing your current home. We willexplain programs and options that you may not know about. We will let you know what loan programs you qualify for and which ones to avoid in your particular situation.  


Member of the BBB, Castle Rock Chamber of Commerce, NAMB-The Association of Mortgage Professionals, COAMP-Colorado Association of Mortgage Professionals. 



additional information

Hours of Operation

  • sunday 8:00am - 8:00pm
  • monday 8:00am - 8:00pm
  • tuesday 8:00am - 8:00pm
  • wednesday 8:00am - 8:00pm
  • thursday 8:00am - 8:00pm
  • friday 8:00am - 8:00pm
  • saturday 8:00am - 8:00pm


  • Conventional
  • FHA
  • Free Consultation
  • Purchase
  • Refinance
  • Renovation
  • Reverse Mortgage
  • USDA
  • VA


Lending Integrity Seal

Certified Mortgage Consultant

Certified Residential Mortgage Specialist 


Castle Rock Chamber of Commerce 

NAPW Woman of the Year 

NAMB-The Association of Mortgage Professionals Board of Directors 

Member - COAMP - Colorado Association of Mortgage Professionals

Cambridge Who's Who



  • KC mortgage surpassed our expectations! They explained every step of our refinance process and all options available. They were available 24/7 for questions and responded immediately. Customer service was excellent! Perhaps best of all no surprises throughout the process. Our experience was excellent! We will be using KC mortgage for all our future mortgage needs.

     ~ RON


    Kay is the ultimate professional and will not disappoint you with the level of customer service and commitment she offers her clients. Her attention to detail and extensive knowledge of the mortgage industry separate her from everyone else. I strongly recommend Kay for all of your real estate financing needs.


    Outstanding & Positive Experience with Kay Cleland Kay Cleland was amazing. She is thorough, hardworking, extremely personable and positive. She is a joy to work with each time even in tough times trying to face some challenges that might come through getting a mortgage or refinance today with the market the way it was.I travel alot and she worked around my crazy schedule to make sure I was able to get my refinance. Kay did an amazing job and now I have a great low rate and low payment on my house. I would encourage anyone looking for a positive less frustrating experience to try Kay Cleland. She will find the best solution for you and push hard to get it done as quick, painless and enjoyable as possible.



    Amazing at what she does!!! Wow! She did amazing things! She worked on my loan late into the night and helped get it approved! She worked the loan as if it was her buying the home! Amazing person and would recommend to anyone!!Pleasure to do business with!


    Jamie - Director ofFundraising, Griffith Centers for Children I purchased a home through Kay and couldn't have been happier with my experience. Kay worked around the clock to get me the best rate possible. She was a joy to work with, very friendly, very knowledgeable and I would, and have, recommend Kay to anyone in the market for a home loan - she was absolutely wonderful!


    Courteous, Professional and Knowledgeable I've dealt with a few different lenders in my time buying properties in different states. By far nobody has gone to the lengths that Kay has to ensure that I got the best rate possible. Her knowledge of VA Loans came up with creative methods of ensuring that we got every penny promised to us by the sellers. If I ever need the services of a lender, I'm not even going to bother looking again. Kay was wonderful, and impressed me to know end.


    Kay was great to work with, I recommend her 110%. She was an awesome mortgage professional.


    Kay Cleland makes refinancing very easy. She was timely with what we needed, getting back to us, and setting up the closing. We would absolutely work with Kay again. Five stars for Kay Cleland.


    Great Experience Both Times! The first time we refinanced our home I looked for local lenders and brokers and Kay was able to get us the best rate for the loan we wanted. We had such a great experience with her the first time that we went with her again. After shopping around for rates for the second refinance her rates were still the best. We've recommended her to anyone needing a loan and had a friend go through her as well. I don't think you will find anyone as upbeat and charismatic either. Great person who does her job well.


    Cetified Welder Fabricator for Front Range Wireless Kay is outstanding in her feild, she is professional and yet so personable to work with. Kay makes you fee like you are her only client, like you are a very special person. She works tirelessly to get you the best deal on current interest rates and all other facets of her profession. She is a Five Star Mortage Exspert and a Five Diamond person!


    Dedicated Kay has been amazing - a breath of fresh air amidst many unfavorable mortgage professionals! From the first call we made to her to the last paper signed, she has maintained not only a professional manner, but also showed a genuine concern. We were not treated as a loan number - but as real people with real lending needs. Her attitude has been impressive. She constantly maintains a positive and realistic perspective. She will not beat around the bush and make empty promises. She is always honest and very diligent. She found us the perfect loan for our needs. She explained the entire process and explained every new step as it came along. We were never left hanging. We were never afraid to call with any questions or concerns. She was always prompt in returning our calls and emails, keeping us up to date on the entire loan process. She is friendly, upbeat, and a pleasure to work with! Her services are top-notch and she has our highest recommendation! She really had our backs the whole way and always fought to get the job done! All 10's for the scoreboard and a 5-star rating in our experience. Thank you Kay, for being our mortgage warrior!!! To anyone looking for a dedicated and successful mortgage professional, Kay is the one you want! You will not be disappointed!


    Enjoying our home Simply put: Kay delivers where others don't! My wife and I had been turned down for a mortgage loan once before and were leery of trying again, fortunately for us, we had Kay on our side. She does what she says she'll do and we appreciate that kind of honesty and professionalism. Would recommend her without hesitation!


    Outstanding! We hadn't refinanced our home for several years and with interest rates being this low we finally decided it was time again. So we looked for someone with good experience in our area and Kay got back to us immediately. She was cheerful and engaging and made whole loan app process almost fun, if that's possible.Kay's deep knowledge of the industry and access to so many products meant that she not only got us the lowest rate possible, but that she was also able to move us from a 30 year mortgage to a 15 year - saving us about *200 THOUSAND* dollars in interest over the life of our original loan!So that coupled with her extremely friendly and professional attitude and demeanor means we'd absolutely recommend her to anyone looking for a mortgage. Thanks Kay!

    Bill & Alicia T.










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KC Mortgage LLC, #374307 location & information

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504 Perry Street, Unit B
Castle Rock, CO 80104
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