Lora Graetzer, 1st Preference Mortgage

Mortgage Brokers | Baltimore, MD

about this business

There are many options in todays market and I'm able to help you choose your best mortgage. I believe that it's important to educate you to make the best decision. When purchasing your new home, down payments are as low as 0% if you're a Veteran, 3.5% if your loan is FHA insured, or 5 % Conventional Financing. If you're refinancing you can cash-out up to 100% of the homes appraised value if you're a Veteran, 85% if you use FHA financing and 80% for Conventional mortgages. Rate/Term refinances can reduce your interest rate and/or the remaining term.
Let's discuss your goals today, appointments available around your busy life.

I'm an individually licensed mortgage loan officer(NMLS# 214107) at 1st Preference Mortgage. We have in-house processing and underwriting. This means that your loan isn't shipped elsewhere for these procedures and I have direct access to your loan at all times. I have extensive knowledge of Real Estate and work seamlessly with your Realtor and Title Company during your entire transaction.

additional information

Hours of Operation

  • friday 9:00am - 9:00pm
  • monday 9:00am - 9:00pm
  • saturday 9:00am - 9:00pm
  • sunday 9:00am - 9:00pm
  • thursday 9:00am - 9:00pm
  • tuesday 9:00am - 9:00pm
  • wednesday 9:00am - 9:00pm


  • Direct Lender
  • Evening & Weekend Appointments
  • In-House Processing
  • In-House Underwriting


NMLS # 214107

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Lora Graetzer, 1st Preference Mortgage location & information

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9423 Belair Rd
Baltimore, MD 21236
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